@font-face{font-family:"Inter";src:url(/fonts/inter-var-v2.woff2)format("woff2");font-weight:100 900;font-style:normal;font-display:swap}@font-face{font-family:"Instrument Serif";src:url(/fonts/instrument-serif-v2.woff2)format("woff2");font-weight:400;font-style:normal;font-display:swap}@font-face{font-family:"Instrument Serif";src:url(/fonts/instrument-serif-italic-v2.woff2)format("woff2");font-weight:400;font-style:italic;font-display:swap}@font-face{font-family:"Inter Fallback";src:local("Arial");ascent-override:90%;descent-override:22.4%;line-gap-override:0%;size-adjust:107.1%}@font-face{font-family:"Serif Fallback";src:local("Georgia"),local("Times New Roman");ascent-override:96%;descent-override:26%;size-adjust:88%}:root{color-scheme:light;--ink-950:#07131F;--ink-900:#0B1D2E;--ink-800:#13293D;--ink-700:#1F3A52;--em-100:#D1FAE5;--em-300:#6EE7B7;--em-400:#34D399;--em-500:#10B981;--em-600:#059669;--em-700:#047857;--em-800:#065F46;--coral:#F0694B;--amber:#F2B138;--sky:#4F86F7;--violet:#8B6CF6;--teal:#14B8A6;--slate:#64748B;--pink:#E0588F;--bg:#F7F7F3;--bg-2:#EEEFEA;--surface:#FFFFFF;--surface-2:#F7F8F6;--line:#E2E5E8;--line-2:#EDEFF1;--line-strong:#CDD4DA;--heading:#0B1D2E;--text:#1B2E40;--text-2:#233D55;--muted:#51637A;--subtle:#5B6B7D;--accent:#047857;--accent-strong:#065F46;--accent-bg:#ECFDF5;--accent-line:rgba(16,185,129,.25);--header-bg:rgba(247,247,243,.8);--header-bg-2:rgba(250,250,247,.92);--track:#E1E6EA;--glass:rgba(255,255,255,.88);--grid-line:rgba(11,29,46,.045);--btn-bg:#0B1D2E;--btn-fg:#FFFFFF;--btn-bg-2:#1A3147;--btn-shadow:0 1px 0 rgba(255,255,255,.12) inset,0 6px 16px -6px rgba(7,19,31,.5);--deep-1:#0B1D2E;--deep-2:#07131F;--deep-line:transparent;--warn-bg:#FBF8EF;--warn-line:#EDE1C1;--warn-fg:#5A460F;--warn-strong:#3D2F08;--warn-icon:#B07F10;--t-em-bg:#ECFDF5;--t-em-fg:#065F46;--t-coral-bg:#FEF0EB;--t-coral-fg:#A3391F;--t-sky-bg:#ECF2FF;--t-sky-fg:#2350B3;--t-amber-bg:#FEF5E1;--t-amber-fg:#7F5603;--t-violet-bg:#F2EEFF;--t-violet-fg:#5538C2;--t-teal-bg:#E6F8F5;--t-teal-fg:#0D6A61;--t-slate-bg:#ECF0F4;--t-slate-fg:#384859;--t-pink-bg:#FCEDF3;--t-pink-fg:#9C2D57;--sh-1:0 1px 2px rgba(11,29,46,.05),0 1px 1px rgba(11,29,46,.03);--sh-2:0 1px 2px rgba(11,29,46,.04),0 6px 20px -6px rgba(11,29,46,.10);--sh-3:0 2px 6px rgba(11,29,46,.05),0 24px 48px -16px rgba(11,29,46,.22);--glow-1:rgba(52,211,153,.22);--glow-2:rgba(79,134,247,.12);--glow-3:rgba(242,177,56,.10);--r-sm:10px;--r:16px;--r-lg:22px;--r-xl:28px;--max:1200px;--narrow:760px;--font:"Inter","Inter Fallback",ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;--display:"Instrument Serif","Serif Fallback",ui-serif,Georgia,serif;--ease:cubic-bezier(.2,.7,.2,1);--header-h:68px}@media (prefers-color-scheme:dark){:root:not([data-theme=light]){color-scheme:dark;--bg:#0A1119;--bg-2:#111B26;--surface:#0F1924;--surface-2:#14212E;--line:#1D2B3A;--line-2:#182533;--line-strong:#2B3D50;--heading:#F1F5F9;--text:#CBD5DF;--text-2:#DCE4EC;--muted:#9AAABA;--subtle:#8B9BAC;--accent:#34D399;--accent-strong:#6EE7B7;--accent-bg:rgba(16,185,129,.12);--accent-line:rgba(52,211,153,.28);--header-bg:rgba(10,17,25,.78);--header-bg-2:rgba(10,17,25,.92);--track:#253547;--glass:rgba(15,25,36,.86);--grid-line:rgba(255,255,255,.035);--btn-bg:#EEF3F7;--btn-fg:#0B1D2E;--btn-bg-2:#FFFFFF;--btn-shadow:0 6px 16px -8px rgba(0,0,0,.6);--deep-1:#132A3F;--deep-2:#0D1D2C;--deep-line:rgba(255,255,255,.08);--warn-bg:rgba(242,177,56,.08);--warn-line:rgba(242,177,56,.22);--warn-fg:#E8D5A5;--warn-strong:#F7E8C3;--warn-icon:#F2B138;--t-em-bg:rgba(16,185,129,.14);--t-em-fg:#6EE7B7;--t-coral-bg:rgba(240,105,75,.15);--t-coral-fg:#FFAB95;--t-sky-bg:rgba(79,134,247,.16);--t-sky-fg:#A3C0FF;--t-amber-bg:rgba(242,177,56,.14);--t-amber-fg:#F6CB73;--t-violet-bg:rgba(139,108,246,.17);--t-violet-fg:#C7B8FF;--t-teal-bg:rgba(20,184,166,.15);--t-teal-fg:#6EE9D9;--t-slate-bg:rgba(148,163,184,.14);--t-slate-fg:#CBD5E1;--t-pink-bg:rgba(224,88,143,.15);--t-pink-fg:#F9AECB;--sh-1:0 1px 2px rgba(0,0,0,.3);--sh-2:0 1px 2px rgba(0,0,0,.3),0 8px 24px -8px rgba(0,0,0,.5);--sh-3:0 2px 6px rgba(0,0,0,.3),0 24px 48px -16px rgba(0,0,0,.65);--glow-1:rgba(52,211,153,.13);--glow-2:rgba(79,134,247,.09);--glow-3:rgba(242,177,56,.05)}}:root[data-theme=dark]{color-scheme:dark;--bg:#0A1119;--bg-2:#111B26;--surface:#0F1924;--surface-2:#14212E;--line:#1D2B3A;--line-2:#182533;--line-strong:#2B3D50;--heading:#F1F5F9;--text:#CBD5DF;--text-2:#DCE4EC;--muted:#9AAABA;--subtle:#8B9BAC;--accent:#34D399;--accent-strong:#6EE7B7;--accent-bg:rgba(16,185,129,.12);--accent-line:rgba(52,211,153,.28);--header-bg:rgba(10,17,25,.78);--header-bg-2:rgba(10,17,25,.92);--track:#253547;--glass:rgba(15,25,36,.86);--grid-line:rgba(255,255,255,.035);--btn-bg:#EEF3F7;--btn-fg:#0B1D2E;--btn-bg-2:#FFFFFF;--btn-shadow:0 6px 16px -8px rgba(0,0,0,.6);--deep-1:#132A3F;--deep-2:#0D1D2C;--deep-line:rgba(255,255,255,.08);--warn-bg:rgba(242,177,56,.08);--warn-line:rgba(242,177,56,.22);--warn-fg:#E8D5A5;--warn-strong:#F7E8C3;--warn-icon:#F2B138;--t-em-bg:rgba(16,185,129,.14);--t-em-fg:#6EE7B7;--t-coral-bg:rgba(240,105,75,.15);--t-coral-fg:#FFAB95;--t-sky-bg:rgba(79,134,247,.16);--t-sky-fg:#A3C0FF;--t-amber-bg:rgba(242,177,56,.14);--t-amber-fg:#F6CB73;--t-violet-bg:rgba(139,108,246,.17);--t-violet-fg:#C7B8FF;--t-teal-bg:rgba(20,184,166,.15);--t-teal-fg:#6EE9D9;--t-slate-bg:rgba(148,163,184,.14);--t-slate-fg:#CBD5E1;--t-pink-bg:rgba(224,88,143,.15);--t-pink-fg:#F9AECB;--sh-1:0 1px 2px rgba(0,0,0,.3);--sh-2:0 1px 2px rgba(0,0,0,.3),0 8px 24px -8px rgba(0,0,0,.5);--sh-3:0 2px 6px rgba(0,0,0,.3),0 24px 48px -16px rgba(0,0,0,.65);--glow-1:rgba(52,211,153,.13);--glow-2:rgba(79,134,247,.09);--glow-3:rgba(242,177,56,.05)}*,::before,::after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 16px);-webkit-text-size-adjust:100%;background:var(--bg)}body{margin:0;font-family:var(--font);font-size:16.5px;line-height:1.65;color:var(--text);background:var(--bg);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;font-feature-settings:"cv11","ss01";text-rendering:optimizeLegibility;overflow-x:hidden;transition:background-color .25s,color .25s}img,svg{max-width:100%}a{color:var(--accent);text-decoration:underline;text-decoration-color:color-mix(in srgb,var(--accent) 40%,transparent);text-decoration-thickness:1.5px;text-underline-offset:3px;transition:color .15s,text-decoration-color .15s}a:hover{color:var(--accent-strong);text-decoration-color:currentColor}:focus-visible{outline:2.5px solid var(--em-500);outline-offset:2px;border-radius:6px}h1,h2,h3,h4{color:var(--heading);margin:0 0 .5em;line-height:1.15;letter-spacing:-.02em}h1,h2{font-family:var(--display);font-weight:400;letter-spacing:-.01em}h1{font-size:clamp(2.4rem,5.2vw,3.9rem);line-height:1.04;text-wrap:balance}h2{font-size:clamp(1.9rem,3.6vw,2.6rem);line-height:1.1;text-wrap:balance}h3{font-size:1.14rem;font-weight:650}h4{font-size:1rem;font-weight:650}p{margin:0 0 1em;text-wrap:pretty}ul,ol{margin:0 0 1em;padding-left:1.3em}li{margin-bottom:.4em}code{font-size:.9em;background:var(--bg-2);padding:.1em .35em;border-radius:6px}.serif-i{font-family:var(--display);font-style:italic;font-weight:400;letter-spacing:0}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}.skip-link{position:absolute;left:12px;top:-60px;z-index:200;background:var(--btn-bg);color:var(--btn-fg);padding:.6rem 1rem;border-radius:10px;text-decoration:none}.skip-link:focus{top:12px;color:var(--btn-fg)}.container{width:min(100% - 2.5rem,var(--max));margin-inline:auto}.container-narrow{width:min(100% - 2.5rem,var(--narrow));margin-inline:auto}@media (max-width:560px){.container,.container-narrow{width:calc(100% - 2.25rem)}}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font:600 .95rem/1 var(--font);min-height:46px;padding:.8rem 1.2rem;border-radius:12px;border:1px solid transparent;text-decoration:none;cursor:pointer;transition:transform .15s var(--ease),box-shadow .2s,background .2s,color .2s,border-color .2s;white-space:nowrap;-webkit-tap-highlight-color:transparent}.btn svg{width:16px;height:16px;flex:none;transition:transform .2s var(--ease)}.btn:hover svg.i-arrow{transform:translateX(2px)}.btn:active{transform:scale(.98)}.btn-primary{background:var(--btn-bg);color:var(--btn-fg);box-shadow:var(--btn-shadow)}.btn-primary:hover{background:var(--btn-bg-2);color:var(--btn-fg);transform:translateY(-1px)}.btn-accent{background:var(--em-500);color:#04201a;box-shadow:0 1px 0 rgba(255,255,255,.35) inset,0 8px 20px -8px rgba(16,185,129,.7)}.btn-accent:hover{background:var(--em-400);color:#04201a;transform:translateY(-1px)}.btn-ghost{background:var(--surface);color:var(--heading);border-color:var(--line);box-shadow:var(--sh-1)}.btn-ghost:hover{border-color:var(--line-strong);color:var(--heading);transform:translateY(-1px)}.btn-sm{min-height:40px;padding:.55rem .9rem;font-size:.88rem;border-radius:10px}.btn-glass{background:rgba(255,255,255,.08);color:#fff;border-color:rgba(255,255,255,.12)}.btn-glass:hover{background:rgba(255,255,255,.14);color:#fff}.icon-btn{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:12px;border:1px solid var(--line);background:var(--surface);color:var(--heading);cursor:pointer;transition:border-color .15s,background .15s;-webkit-tap-highlight-color:transparent;padding:0}.icon-btn:hover{border-color:var(--line-strong)}.icon-btn svg{width:19px;height:19px}.site-header{position:sticky;top:0;z-index:100;background:var(--header-bg);backdrop-filter:saturate(180%) blur(14px);-webkit-backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid transparent;transition:border-color .2s,box-shadow .2s,background .2s}.site-header.scrolled{border-bottom-color:var(--line);background:var(--header-bg-2);box-shadow:0 4px 18px -12px rgba(11,29,46,.18)}.header-inner{display:flex;align-items:center;gap:1rem;height:var(--header-h)}.brand{display:inline-flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--heading);font-weight:700;font-size:1.08rem;letter-spacing:-.025em;flex-shrink:0}.brand:hover{color:var(--heading)}.brand svg{width:32px;height:32px;flex:none;border-radius:9px;box-shadow:0 4px 12px -4px rgba(7,19,31,.45)}.brand .lab{color:var(--accent)}.nav{display:flex;align-items:center;gap:.2rem;margin-left:auto}.nav>a,.nav-dd>button{font:500 .94rem/1 var(--font);color:var(--text-2);text-decoration:none;padding:.65rem .8rem;border-radius:10px;background:0 0;border:0;cursor:pointer;display:inline-flex;align-items:center;gap:.3rem;transition:background .15s,color .15s}.nav>a:hover,.nav-dd>button:hover,.nav-dd.open>button{background:color-mix(in srgb,var(--heading) 6%,transparent);color:var(--heading)}.nav>a[aria-current=page]{color:var(--heading);font-weight:650}.nav-dd{position:relative}.nav-dd>button svg{width:14px;height:14px;transition:transform .2s}.nav-dd.open>button svg{transform:rotate(180deg)}.dd-panel{position:absolute;top:calc(100% + 8px);left:50%;transform:translate(-50%,6px);width:580px;background:var(--surface);border:1px solid var(--line);border-radius:18px;box-shadow:var(--sh-3);padding:.6rem;display:grid;grid-template-columns:1fr 1fr;gap:.2rem;opacity:0;visibility:hidden;transition:opacity .18s,transform .18s var(--ease),visibility .18s}.dd-panel::before{content:"";position:absolute;left:0;right:0;top:-12px;height:12px}.nav-dd.open .dd-panel{opacity:1;visibility:visible;transform:translate(-50%,0)}.dd-panel a{display:flex;gap:.75rem;align-items:flex-start;padding:.7rem;border-radius:12px;text-decoration:none;color:var(--heading)}.dd-panel a:hover{background:var(--surface-2)}.dd-panel strong{display:block;font-size:.92rem;font-weight:600;line-height:1.3}.dd-panel small{display:block;color:var(--muted);font-size:.8rem;line-height:1.4;margin-top:.15rem}.header-actions{display:flex;align-items:center;gap:.5rem;margin-left:.4rem}.theme-toggle .i-sun{display:none}.theme-toggle .i-moon{display:block}[data-theme-effective=dark] .theme-toggle .i-sun{display:block}[data-theme-effective=dark] .theme-toggle .i-moon{display:none}.nav-toggle{display:none}.nav-toggle .i-close{display:none}.nav-toggle[aria-expanded=true] .i-close{display:block}.nav-toggle[aria-expanded=true] .i-menu{display:none}.mobile-panel{display:none}@media (max-width:900px){.nav,.header-cta{display:none}.header-actions{margin-left:auto}.nav-toggle{display:inline-flex}.mobile-panel{display:block;position:fixed;inset:var(--header-h)0 auto 0;max-height:calc(100dvh - var(--header-h));overflow:auto;background:var(--bg);border-bottom:1px solid var(--line);box-shadow:0 20px 40px -20px rgba(11,29,46,.3);padding:1rem 1.25rem 1.5rem;opacity:0;visibility:hidden;transform:translateY(-8px);transition:opacity .2s,transform .2s var(--ease),visibility .2s}.mobile-panel.open{opacity:1;visibility:visible;transform:none}.mobile-panel .mp-label{font-size:.75rem;font-weight:650;letter-spacing:.08em;text-transform:uppercase;color:var(--subtle);margin:.5rem 0 .5rem}.mobile-panel .mp-tools{display:grid;grid-template-columns:1fr 1fr;gap:.5rem;margin-bottom:1rem}.mobile-panel .mp-tools a{display:flex;align-items:center;gap:.55rem;min-height:52px;padding:.6rem .7rem;border:1px solid var(--line);background:var(--surface);border-radius:12px;text-decoration:none;color:var(--heading);font-size:.88rem;font-weight:560;line-height:1.25}.mobile-panel .mp-tools .ico{width:30px;height:30px;border-radius:9px}.mobile-panel .mp-tools .ico svg{width:16px;height:16px}.mobile-panel .mp-links a{display:flex;align-items:center;min-height:50px;padding:0 .25rem;border-bottom:1px solid var(--line);text-decoration:none;color:var(--heading);font-weight:560}.mobile-panel .btn{width:100%;margin-top:1rem}}@media (max-width:360px){.brand{font-size:1rem}.brand svg{width:30px;height:30px}.header-actions{gap:.35rem}}.ico{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:12px;flex:none;background:var(--t-em-bg);color:var(--t-em-fg)}.ico svg{width:20px;height:20px}.ico.t-sky{background:var(--t-sky-bg);color:var(--t-sky-fg)}.ico.t-coral{background:var(--t-coral-bg);color:var(--t-coral-fg)}.ico.t-amber{background:var(--t-amber-bg);color:var(--t-amber-fg)}.ico.t-violet{background:var(--t-violet-bg);color:var(--t-violet-fg)}.ico.t-ink{background:var(--t-slate-bg);color:var(--t-slate-fg)}.hero{position:relative;overflow:hidden;overflow:clip;padding:4.5rem 0 4rem;isolation:isolate}.hero::before{content:"";position:absolute;inset:0;z-index:-2;background:radial-gradient(ellipse 45% 55%at 80% 30%,var(--glow-1),transparent 70%),radial-gradient(ellipse 40% 45%at 10% 5%,var(--glow-2),transparent 70%),radial-gradient(ellipse 40% 40%at 55% 100%,var(--glow-3),transparent 70%)}.hero::after{content:"";position:absolute;inset:0;z-index:-1;background-image:linear-gradient(var(--grid-line) 1px,transparent 1px),linear-gradient(90deg,var(--grid-line) 1px,transparent 1px);background-size:44px 44px;-webkit-mask-image:radial-gradient(ellipse 70% 60%at 50% 30%,#000 30%,transparent 75%);mask-image:radial-gradient(ellipse 70% 60%at 50% 30%,#000 30%,transparent 75%)}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:4rem;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:.5rem;font-size:.8rem;font-weight:600;letter-spacing:.01em;color:var(--t-em-fg);background:var(--accent-bg);border:1px solid var(--accent-line);padding:.35rem .75rem .35rem .45rem;border-radius:999px;margin-bottom:1.4rem}.eyebrow .dot{width:18px;height:18px;border-radius:50%;background:var(--em-500);display:inline-grid;place-items:center;color:#fff}.eyebrow .dot svg{width:11px;height:11px}.hero h1{font-size:clamp(3rem,6.6vw,5.2rem);margin-bottom:1.25rem}.hero h1 em{font-style:italic;color:var(--accent)}.hero-lead{font-size:1.18rem;line-height:1.6;color:var(--muted);max-width:34rem;margin-bottom:2rem}.hero-actions{display:flex;flex-wrap:wrap;gap:.75rem;margin-bottom:2.2rem}.hero-points{display:flex;flex-wrap:wrap;gap:.5rem 1.4rem;list-style:none;padding:0;margin:0;color:var(--text-2);font-size:.9rem;font-weight:500}.hero-points li{display:flex;align-items:center;gap:.45rem;margin:0}.hero-points svg{width:16px;height:16px;color:var(--em-600)}.hero-calc{position:relative;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-xl);box-shadow:var(--sh-3);padding:1.6rem}.hero-calc::before{content:"";position:absolute;inset:-1px;border-radius:inherit;padding:1px;background:linear-gradient(160deg,rgba(16,185,129,.5),transparent 40%,rgba(79,134,247,.25));-webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none}.hc-head{display:flex;justify-content:space-between;align-items:center;gap:.75rem;margin-bottom:1.1rem}.hc-head h2{font-family:var(--font);font-size:.95rem;font-weight:650;letter-spacing:-.01em;margin:0;display:flex;align-items:center;gap:.5rem}.live-dot{width:8px;height:8px;border-radius:50%;background:var(--em-500);animation:pulse 2.2s infinite}@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(16,185,129,.5)}70%{box-shadow:0 0 0 8px transparent}to{box-shadow:0 0 0 0 transparent}}.hc-tag{font-size:.75rem;color:var(--muted);background:var(--surface-2);border:1px solid var(--line);padding:.2rem .55rem;border-radius:999px;white-space:nowrap}.hc-result{background:linear-gradient(160deg,var(--deep-1),var(--deep-2));border:1px solid var(--deep-line);color:#fff;border-radius:18px;padding:1.2rem 1.25rem 1.1rem;margin-top:1.2rem;position:relative;overflow:hidden}.hc-result::after{content:"";position:absolute;right:-60px;top:-80px;width:220px;height:220px;background:radial-gradient(circle,rgba(52,211,153,.35),transparent 65%);pointer-events:none}.hc-result .k{font-size:.8rem;color:rgba(255,255,255,.72);font-weight:500}.hc-result .big{font-size:clamp(2.2rem,4.4vw,2.9rem);font-weight:650;letter-spacing:-.035em;line-height:1.1;font-variant-numeric:tabular-nums;margin:.15rem 0 .2rem}.hc-result .sub{font-size:.85rem;color:rgba(255,255,255,.76)}.hc-result .sub b{color:var(--em-300);font-weight:600}.hc-foot{display:flex;justify-content:space-between;align-items:center;gap:1rem;margin-top:1rem;font-size:.8rem;color:var(--subtle)}.hc-foot a{font-weight:600;font-size:.88rem;text-decoration:none;display:inline-flex;align-items:center;gap:.3rem;white-space:nowrap;min-height:40px}.hc-foot a svg{width:14px;height:14px}.field{margin-bottom:1.2rem}.field:last-child{margin-bottom:0}.field-top{display:flex;align-items:center;justify-content:space-between;gap:.75rem;margin-bottom:.35rem}.field label{font-size:.9rem;font-weight:600;color:var(--text-2);display:flex;align-items:center;gap:.35rem}.affix{position:relative;display:flex;align-items:center;background:var(--surface);border:1px solid var(--line);border-radius:12px;transition:border-color .15s,box-shadow .15s;min-width:0;min-height:46px}.affix:hover{border-color:var(--line-strong)}.affix:focus-within{border-color:var(--em-500);box-shadow:0 0 0 4px rgba(16,185,129,.18)}.affix.invalid{border-color:var(--coral);box-shadow:0 0 0 4px rgba(240,105,75,.15)}.affix span{font-size:.95rem;color:var(--subtle);font-weight:500;padding:0 .2rem 0 .8rem;user-select:none}.affix span.suf{padding:0 .8rem 0 .2rem}.affix input{flex:1;min-width:0;border:0;background:0 0;font:600 1rem/1 var(--font);font-variant-numeric:tabular-nums;color:var(--heading);padding:.75rem .8rem .75rem .25rem;outline:0;-moz-appearance:textfield;width:100%}.affix input:first-child{padding-left:.9rem}.field-top .affix{width:9.5rem;flex:none}.field-top .affix input{text-align:right;padding:.55rem .7rem .55rem .2rem}.field-top .affix span.suf{padding-right:.7rem;padding-left:0}.fields-2 .field-top{flex-direction:column;align-items:stretch;gap:.45rem}.fields-2 .field-top .affix{width:100%}.fields-2 .field-top .affix input{text-align:left}.field-err{display:none;font-size:.78rem;color:var(--t-coral-fg);margin:.3rem 0 0}.field.has-err .field-err{display:block}.range{-webkit-appearance:none;appearance:none;display:block;width:100%;height:30px;background:0 0;margin:0;cursor:pointer;--p:50%;touch-action:pan-y}.range::-webkit-slider-runnable-track{height:6px;border-radius:99px;background:linear-gradient(90deg,var(--em-500)0 var(--p),var(--track) var(--p) 100%)}.range::-moz-range-track{height:6px;border-radius:99px;background:var(--track)}.range::-moz-range-progress{height:6px;border-radius:99px;background:var(--em-500)}.range::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;margin-top:-9px;border-radius:50%;background:#fff;border:1px solid rgba(11,29,46,.18);box-shadow:0 2px 6px rgba(11,29,46,.28);transition:box-shadow .15s,transform .15s}.range::-moz-range-thumb{width:24px;height:24px;border-radius:50%;background:#fff;border:1px solid rgba(11,29,46,.18);box-shadow:0 2px 6px rgba(11,29,46,.28)}.range:hover::-webkit-slider-thumb{box-shadow:0 2px 6px rgba(11,29,46,.28),0 0 0 6px rgba(16,185,129,.18)}.range:active::-webkit-slider-thumb{transform:scale(1.1)}.range:focus-visible{outline:0}.range:focus-visible::-webkit-slider-thumb{box-shadow:0 0 0 4px rgba(16,185,129,.4)}.range-scale{display:flex;justify-content:space-between;font-size:.74rem;color:var(--subtle);margin-top:-.1rem}.tip{position:relative;display:inline-flex}.tip-btn{position:relative;width:20px;height:20px;border-radius:50%;border:0;background:var(--bg-2);color:var(--muted);display:inline-grid;place-items:center;cursor:help;padding:0;transition:background .15s,color .15s}.tip-btn::after{content:"";position:absolute;inset:-12px}.tip-btn svg{width:12px;height:12px}.tip-btn:hover,.tip.open .tip-btn{background:var(--accent-bg);color:var(--accent)}.tip-body{position:absolute;left:50%;bottom:calc(100% + 10px);transform:translate(-50%,4px);width:max-content;max-width:260px;background:#0b1d2e;color:#e8eef3;font-size:.8rem;font-weight:400;line-height:1.45;padding:.6rem .75rem;border-radius:10px;box-shadow:var(--sh-3);opacity:0;visibility:hidden;transition:opacity .15s,transform .15s,visibility .15s;z-index:30;pointer-events:none;letter-spacing:0;border:1px solid rgba(255,255,255,.08)}.tip-body::after{content:"";position:absolute;top:100%;left:50%;margin-left:-6px;border:6px solid transparent;border-top-color:#0b1d2e}.tip:hover .tip-body,.tip:focus-within .tip-body,.tip.open .tip-body{opacity:1;visibility:visible;transform:translate(-50%,0)}@media (max-width:560px){.tip-body{position:fixed;left:1rem;right:1rem;bottom:auto;width:auto;max-width:none;transform:translateY(-110%);margin-top:-8px}.tip:hover .tip-body,.tip:focus-within .tip-body,.tip.open .tip-body{transform:translateY(calc(-100% - 12px))}.tip-body::after{display:none}}.section{padding:5rem 0}.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:1.25rem 2rem;margin-bottom:2.2rem;flex-wrap:wrap}.kicker{display:block;font-size:.78rem;font-weight:650;letter-spacing:.1em;text-transform:uppercase;color:var(--accent);margin-bottom:.7rem}.section-head h2{margin:0}.section-head p{color:var(--muted);max-width:34rem;margin:0}.link-arrow{display:inline-flex;align-items:center;gap:.35rem;font-weight:600;font-size:.95rem;text-decoration:none;color:var(--heading);white-space:nowrap;min-height:44px}.link-arrow svg{width:16px;height:16px;transition:transform .2s var(--ease)}.link-arrow:hover{color:var(--accent)}.link-arrow:hover svg{transform:translateX(3px)}.tool-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem}.tool-card{position:relative;display:flex;flex-direction:column;gap:.9rem;padding:1.5rem;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);text-decoration:none;color:var(--text);box-shadow:var(--sh-1);transition:transform .25s var(--ease),box-shadow .25s,border-color .25s;overflow:hidden}.tool-card::before{content:"";position:absolute;inset:0 0 auto 0;height:3px;background:linear-gradient(90deg,var(--em-400),var(--sky));opacity:0;transition:opacity .25s}.tool-card:hover{transform:translateY(-3px);box-shadow:var(--sh-3);border-color:var(--line-strong);color:var(--text)}.tool-card:hover::before{opacity:1}.tool-card h3{margin:0;font-size:1.1rem}.tool-card p{margin:0;color:var(--muted);font-size:.93rem;line-height:1.55}.tool-card .go{margin-top:auto;display:flex;align-items:center;justify-content:space-between;font-size:.86rem;font-weight:600;color:var(--text-2);padding-top:.4rem}.tool-card .go svg{width:18px;height:18px;transition:transform .25s var(--ease)}.tool-card:hover .go svg{transform:translateX(4px)}.tool-card .ico{width:44px;height:44px}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-1)}.trust-item{display:flex;gap:.85rem;align-items:flex-start;padding:1.35rem 1.4rem}.trust-item+.trust-item{border-left:1px solid var(--line-2)}.trust-item strong{display:block;font-size:.95rem;color:var(--heading);font-weight:650;line-height:1.3}.trust-item .d{display:block;font-size:.84rem;color:var(--muted);line-height:1.45;margin-top:.15rem}.trust-item .ico{width:36px;height:36px;border-radius:10px}.trust-item .ico svg{width:18px;height:18px}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem}.guide-card{display:flex;flex-direction:column;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);text-decoration:none;color:var(--text);overflow:hidden;box-shadow:var(--sh-1);transition:transform .25s var(--ease),box-shadow .25s,border-color .25s}.guide-card:hover{transform:translateY(-3px);box-shadow:var(--sh-3);border-color:var(--line-strong);color:var(--text)}.guide-card[hidden]{display:none}.guide-art{height:108px;position:relative;overflow:hidden;background:var(--t-em-bg);display:flex;align-items:flex-end;padding:1rem 1.25rem}.guide-art svg.pattern{position:absolute;inset:0;width:100%;height:100%}.guide-art .ico{position:relative;background:var(--glass);box-shadow:var(--sh-1)}.guide-body{padding:1.15rem 1.25rem 1.2rem;display:flex;flex-direction:column;gap:.5rem;flex:1}.guide-body h3{margin:0;font-size:1.06rem;line-height:1.3}.guide-body p{margin:0;color:var(--muted);font-size:.9rem;line-height:1.55}.guide-meta{margin-top:auto;padding-top:.6rem;display:flex;align-items:center;gap:.45rem;font-size:.78rem;color:var(--subtle);font-weight:500}.guide-meta svg{width:14px;height:14px;flex:none}.chip{display:inline-flex;align-items:center;gap:.35rem;font-size:.74rem;font-weight:650;letter-spacing:.02em;padding:.25rem .6rem;border-radius:999px;background:var(--t-em-bg);color:var(--t-em-fg);width:fit-content}[data-topic=taxes]{--tc:var(--coral);--tc-bg:var(--t-coral-bg);--tc-fg:var(--t-coral-fg)}[data-topic=rates]{--tc:var(--em-500);--tc-bg:var(--t-em-bg);--tc-fg:var(--t-em-fg)}[data-topic=compare]{--tc:var(--sky);--tc-bg:var(--t-sky-bg);--tc-fg:var(--t-sky-fg)}[data-topic=cash-flow]{--tc:var(--amber);--tc-bg:var(--t-amber-bg);--tc-fg:var(--t-amber-fg)}[data-topic=expenses]{--tc:var(--violet);--tc-bg:var(--t-violet-bg);--tc-fg:var(--t-violet-fg)}[data-topic=path],[data-topic=checklist]{--tc:var(--teal);--tc-bg:var(--t-teal-bg);--tc-fg:var(--t-teal-fg)}[data-topic=capacity],[data-topic=ops]{--tc:var(--slate);--tc-bg:var(--t-slate-bg);--tc-fg:var(--t-slate-fg)}[data-topic=retirement]{--tc:var(--pink);--tc-bg:var(--t-pink-bg);--tc-fg:var(--t-pink-fg)}[data-topic] .chip{background:var(--tc-bg);color:var(--tc-fg)}[data-topic] .guide-art{background:var(--tc-bg)}[data-topic] .guide-art .ico{color:var(--tc-fg)}[data-topic] .guide-art .pattern{color:var(--tc)}.note{display:grid;grid-template-columns:auto 1fr;gap:2rem;align-items:start;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-xl);padding:2.4rem;box-shadow:var(--sh-2)}.note-mark svg{width:64px;height:64px;border-radius:18px;box-shadow:0 10px 24px -10px rgba(7,19,31,.5)}.note h2{font-size:clamp(1.7rem,3vw,2.2rem);margin-bottom:.8rem}.note p{color:var(--muted);max-width:44rem}.note-list{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin:1.4rem 0;padding:0;list-style:none}.note-list li{margin:0;font-size:.88rem;color:var(--text-2);background:var(--surface-2);border:1px solid var(--line-2);border-radius:14px;padding:.9rem 1rem;line-height:1.45}.note-list b{display:block;color:var(--heading);font-size:.92rem;margin-bottom:.2rem}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem}.step{padding:1.5rem;border-radius:var(--r-lg);background:color-mix(in srgb,var(--surface) 60%,transparent);border:1px dashed var(--line-strong)}.step .n{font-family:var(--display);font-size:2.2rem;line-height:1;color:var(--em-600);margin-bottom:.7rem;display:block}.step h3{margin-bottom:.35rem}.step p{margin:0;color:var(--muted);font-size:.93rem}.page-hero{position:relative;padding:3rem 0 2.5rem;overflow:hidden;isolation:isolate}.page-hero::before{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(ellipse 38% 75%at 92% 0%,var(--glow-1),transparent 70%),radial-gradient(ellipse 30% 60%at 0% 0%,var(--glow-2),transparent 70%);opacity:.8}.page-hero h1{font-size:clamp(2.3rem,4.8vw,3.5rem);margin-bottom:.8rem;max-width:22ch}.page-hero h1 em{color:var(--accent)}.page-hero .lead{font-size:1.12rem;color:var(--muted);max-width:44rem;margin:0}.breadcrumbs{display:flex;flex-wrap:wrap;align-items:center;gap:.4rem;font-size:.84rem;color:var(--subtle);margin:0 0 1.2rem;padding:0;list-style:none}.breadcrumbs li{margin:0;display:flex;align-items:center;gap:.4rem}.breadcrumbs li+li::before{content:"";width:5px;height:5px;border-right:1.5px solid var(--line-strong);border-top:1.5px solid var(--line-strong);transform:rotate(45deg);margin-right:.2rem}.breadcrumbs a{color:var(--muted);text-decoration:none;padding:.2rem 0}.breadcrumbs a:hover{color:var(--heading)}.tool-meta{display:flex;flex-wrap:wrap;gap:.5rem;margin-top:1.3rem}.pill{display:inline-flex;align-items:center;gap:.4rem;font-size:.8rem;font-weight:550;color:var(--text-2);background:var(--glass);border:1px solid var(--line);padding:.35rem .7rem;border-radius:999px}.pill svg{width:14px;height:14px;color:var(--em-600)}.calc-layout{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);gap:1.5rem;align-items:start}.panel{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-xl);padding:1.75rem;box-shadow:var(--sh-2);margin:0}.panel-head{display:flex;justify-content:flex-end;margin:-.5rem 0 .5rem}.panel-title{display:flex;align-items:center;gap:.6rem;font-size:.78rem;font-weight:650;letter-spacing:.08em;text-transform:uppercase;color:var(--subtle);margin:0 0 1rem}.panel-title::after{content:"";flex:1;height:1px;background:var(--line-2)}.panel-group+.panel-group{margin-top:1.75rem}.panel .panel-title:not(:first-child){margin-top:1.6rem}.fields-2{display:grid;grid-template-columns:1fr 1fr;gap:0 1.25rem}.reset-btn{display:inline-flex;align-items:center;gap:.35rem;font:600 .8rem var(--font);color:var(--muted);background:0 0;border:0;cursor:pointer;padding:.4rem .2rem;min-height:36px}.reset-btn:hover{color:var(--heading)}.reset-btn svg{width:14px;height:14px}.results-card{position:sticky;top:calc(var(--header-h) + 20px);background:linear-gradient(165deg,var(--deep-1) 0%,var(--deep-2) 100%);border:1px solid var(--deep-line);color:#fff;border-radius:var(--r-xl);padding:1.75rem;box-shadow:var(--sh-3);overflow:hidden;isolation:isolate}.results-card::before{content:"";position:absolute;right:-120px;top:-140px;width:360px;height:360px;background:radial-gradient(circle,rgba(52,211,153,.28),transparent 65%);z-index:-1}.results-card a:not(.btn):not(.next-step){color:var(--em-300)}.rc-label{font-size:.85rem;font-weight:500;color:rgba(255,255,255,.74);margin:0 0 .15rem;display:flex;align-items:center;gap:.45rem}.rc-big{font-size:clamp(2.6rem,5vw,3.4rem);font-weight:650;letter-spacing:-.04em;line-height:1.05;font-variant-numeric:tabular-nums;margin:0 0 .35rem;color:#fff;overflow-wrap:anywhere}.rc-big.long{font-size:clamp(1.8rem,4vw,2.4rem)}.rc-big.xlong{font-size:clamp(1.4rem,3.2vw,1.8rem)}.rc-big.accent{color:var(--em-300)}.rc-sub{font-size:.9rem;color:rgba(255,255,255,.76);margin:0}.rc-sub b{color:#fff;font-weight:600}.rc-divider{height:1px;background:rgba(255,255,255,.1);margin:1.35rem 0}.rc-row{display:flex;justify-content:space-between;align-items:baseline;gap:1rem;padding:.6rem 0;border-bottom:1px solid rgba(255,255,255,.08);font-size:.92rem}.rc-row:last-child{border-bottom:0}.rc-row .l{color:rgba(255,255,255,.76);display:flex;align-items:center;gap:.5rem}.rc-row .v{font-weight:600;font-variant-numeric:tabular-nums;color:#fff;white-space:nowrap;text-align:right}.rc-row.hl .v{color:var(--em-300)}.sw{width:9px;height:9px;border-radius:3px;display:inline-block;flex:none}.rc-note{font-size:.78rem;color:rgba(255,255,255,.62);margin:1.1rem 0 0;line-height:1.5}.rc-warn{display:none;font-size:.82rem;color:#ffc7b8;background:rgba(240,105,75,.14);border:1px solid rgba(240,105,75,.3);border-radius:10px;padding:.55rem .75rem;margin:.75rem 0 0}.rc-warn.show{display:block}.rc-grid{display:grid;grid-template-columns:1fr 1fr;gap:.6rem;margin-top:1rem}.rc-tile{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.08);border-radius:14px;padding:.8rem .9rem}.rc-tile .k{font-size:.76rem;color:rgba(255,255,255,.7)}.rc-tile .v{font-size:1.25rem;font-weight:650;letter-spacing:-.02em;font-variant-numeric:tabular-nums}.rc-actions{display:flex;flex-wrap:wrap;gap:.5rem;margin-top:1.25rem}.rc-actions .btn{flex:1 1 auto}.next-step{display:flex;align-items:center;gap:.85rem;margin-top:1rem;padding:.9rem 1rem;border-radius:16px;background:rgba(52,211,153,.1);border:1px solid rgba(52,211,153,.25);color:#fff;text-decoration:none;transition:background .2s,transform .2s var(--ease)}.next-step:hover{background:rgba(52,211,153,.16);color:#fff;transform:translateY(-1px)}.next-step .k{display:block;font-size:.7rem;font-weight:650;letter-spacing:.09em;text-transform:uppercase;color:var(--em-300)}.next-step strong{display:block;font-size:.93rem;font-weight:600;line-height:1.35}.next-step>svg{width:18px;height:18px;margin-left:auto;flex:none;color:var(--em-300)}.stack{display:flex;height:14px;border-radius:99px;overflow:hidden;background:rgba(255,255,255,.08);gap:2px}.stack .seg{height:100%;transition:width .6s var(--ease);min-width:0}.stack.light{background:var(--track)}.legend{display:flex;flex-wrap:wrap;gap:.4rem 1rem;margin-top:.7rem;font-size:.8rem;color:rgba(255,255,255,.76)}.legend span{display:inline-flex;align-items:center;gap:.4rem}.legend b{color:#fff;font-weight:600;font-variant-numeric:tabular-nums}.hc-legend{color:var(--muted)}.hc-legend b{color:var(--heading)}.c-keep{background:var(--em-400)}.c-tax{background:var(--coral)}.c-ink{background:#7c93a8}.c-sky{background:#7aa5fa}.cmp{display:grid;gap:.9rem}.cmp-row .top{display:flex;justify-content:space-between;gap:1rem;font-size:.86rem;margin-bottom:.35rem;color:rgba(255,255,255,.78)}.cmp-row .top b{color:#fff;font-variant-numeric:tabular-nums}.cmp-track{height:12px;border-radius:99px;background:rgba(255,255,255,.08);overflow:hidden}.cmp-fill{height:100%;border-radius:99px;transition:width .6s var(--ease)}.delta{display:inline-flex;align-items:center;gap:.35rem;font-size:.85rem;font-weight:650;padding:.3rem .65rem;border-radius:999px;background:rgba(52,211,153,.15);color:var(--em-300)}.delta.neg{background:rgba(240,105,75,.16);color:#ffb4a1}.donut-wrap{display:flex;align-items:center;gap:1.25rem}.donut{width:120px;height:120px;flex:none;transform:rotate(-90deg)}.donut circle{fill:none;stroke-width:14}.donut .bg{stroke:rgba(255,255,255,.1)}.donut .fg{stroke:var(--coral);stroke-linecap:round;transition:stroke-dasharray .6s var(--ease)}.calc-after{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:1.25rem;margin-top:1.5rem}.info-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:1.5rem;box-shadow:var(--sh-1)}.info-card h2{font-family:var(--font);font-size:1.05rem;font-weight:650;letter-spacing:-.01em;display:flex;align-items:center;gap:.55rem;margin:0 0 .8rem}.info-card h2 .ico{width:30px;height:30px;border-radius:9px}.info-card h2 .ico svg{width:16px;height:16px}.info-card p{color:var(--muted);font-size:.93rem;margin:0}.info-card.warn{background:var(--warn-bg);border-color:var(--warn-line)}.info-card.warn p{color:var(--warn-fg)}.info-card.warn strong{color:var(--warn-strong)}.formula{list-style:none;padding:0;margin:0;display:grid;gap:.5rem}.formula li{font-size:.88rem;color:var(--text-2);background:var(--surface-2);border:1px solid var(--line-2);border-radius:10px;padding:.55rem .75rem;margin:0;line-height:1.5}.disclaimer{display:flex;gap:.8rem;align-items:flex-start;background:var(--warn-bg);border:1px solid var(--warn-line);color:var(--warn-fg);border-radius:var(--r);padding:1rem 1.15rem;font-size:.9rem;line-height:1.55;margin:1.5rem 0}.disclaimer::before{content:"";flex:none;width:20px;height:20px;margin-top:1px;background:var(--warn-icon);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2' stroke-linecap='round'%3E%3Ccircle cx='12' cy='12' r='10'/%3E%3Cpath d='M12 16v-4M12 8h.01'/%3E%3C/svg%3E")center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2' stroke-linecap='round'%3E%3Ccircle cx='12' cy='12' r='10'/%3E%3Cpath d='M12 16v-4M12 8h.01'/%3E%3C/svg%3E")center/contain no-repeat}.disclaimer strong{color:var(--warn-strong)}.disclaimer a{color:inherit}.disclaimer>div>:last-child{margin-bottom:0}.related-block{margin-top:3.5rem}.related-block h2{font-size:clamp(1.6rem,3vw,2rem);margin-bottom:1.2rem}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.mini-card{display:flex;gap:.9rem;align-items:flex-start;padding:1.1rem 1.15rem;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);text-decoration:none;color:var(--text);transition:transform .2s var(--ease),box-shadow .2s,border-color .2s}.mini-card:hover{transform:translateY(-2px);box-shadow:var(--sh-2);border-color:var(--line-strong);color:var(--text)}.mini-card .ico{width:36px;height:36px;border-radius:10px}.mini-card .ico svg{width:18px;height:18px}.mini-card .ico.tc{background:var(--tc-bg);color:var(--tc-fg)}.mini-card strong{display:block;font-size:.95rem;color:var(--heading);line-height:1.35;font-weight:620}.mini-card small{display:block;color:var(--muted);font-size:.82rem;margin-top:.2rem;line-height:1.45}.mini-card .type{font-size:.7rem;font-weight:650;letter-spacing:.08em;text-transform:uppercase;color:var(--subtle);display:block;margin-bottom:.2rem}.mbar{position:fixed;left:0;right:0;top:var(--header-h);z-index:95;transform:translateY(-120%);opacity:0;transition:transform .28s var(--ease),opacity .2s;pointer-events:none;padding:.5rem .75rem 0}.mbar.show{transform:none;opacity:1;pointer-events:auto}.mbar a{display:flex;align-items:center;gap:.75rem;width:min(100%,640px);margin:0 auto;min-height:56px;padding:.55rem .6rem .55rem 1rem;border-radius:16px;background:linear-gradient(160deg,var(--deep-1),var(--deep-2));border:1px solid rgba(255,255,255,.1);color:#fff;text-decoration:none;box-shadow:0 12px 28px -10px rgba(7,19,31,.55)}.mbar .ml{display:block;font-size:.72rem;color:rgba(255,255,255,.72);line-height:1.2}.mbar .mv{display:block;font-size:1.3rem;font-weight:700;letter-spacing:-.03em;line-height:1.15;font-variant-numeric:tabular-nums;color:var(--em-300);white-space:nowrap;overflow:hidden;text-overflow:ellipsis;max-width:62vw}.mbar .mgo{margin-left:auto;display:inline-flex;align-items:center;gap:.3rem;font-size:.8rem;font-weight:600;background:rgba(255,255,255,.1);border-radius:10px;padding:.55rem .7rem;white-space:nowrap}.mbar .mgo svg{width:14px;height:14px}@media (min-width:1025px){.mbar{display:none}}.toast{position:fixed;left:50%;bottom:1.5rem;z-index:300;transform:translate(-50%,20px);opacity:0;background:var(--btn-bg);color:var(--btn-fg);font-size:.9rem;font-weight:550;padding:.75rem 1.1rem;border-radius:12px;box-shadow:var(--sh-3);transition:opacity .2s,transform .25s var(--ease);pointer-events:none;display:flex;align-items:center;gap:.5rem}.toast.show{opacity:1;transform:translate(-50%,0)}.toast svg{width:16px;height:16px;color:var(--em-400)}.article-hero{padding:3rem 0 1.5rem;position:relative;isolation:isolate;overflow:hidden}.article-hero::before{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(ellipse 40% 80%at 92% 0%,color-mix(in srgb,var(--tc,var(--em-500)) 18%,transparent),transparent 70%)}.article-hero .inner{max-width:52rem}.article-hero h1{font-size:clamp(2.3rem,5vw,3.6rem);margin:.9rem 0 1rem;max-width:20ch}.article-meta{display:flex;flex-wrap:wrap;align-items:center;gap:.4rem 1.1rem;font-size:.86rem;color:var(--muted)}.article-meta span{display:inline-flex;align-items:center;gap:.4rem}.article-meta svg{width:15px;height:15px;color:var(--subtle)}.article-layout{display:grid;grid-template-columns:230px minmax(0,68ch) minmax(0,1fr);gap:3.5rem;align-items:start;padding-bottom:1rem}.toc{position:sticky;top:calc(var(--header-h) + 24px);font-size:.86rem;max-height:calc(100vh - var(--header-h) - 48px);overflow:auto;padding-right:.3rem}.toc-title{font-size:.72rem;font-weight:650;letter-spacing:.1em;text-transform:uppercase;color:var(--subtle);margin:0 0 .8rem}.toc ol{list-style:none;padding:0;margin:0;border-left:1.5px solid var(--line)}.toc li{margin:0}.toc a{display:block;padding:.38rem 0 .38rem 1rem;margin-left:-1.5px;border-left:1.5px solid transparent;color:var(--muted);text-decoration:none;line-height:1.4;transition:color .15s,border-color .15s}.toc a:hover{color:var(--heading)}.toc a.active{color:var(--accent);border-left-color:var(--em-500);font-weight:600}.toc-mobile{display:none}.article-spacer{align-self:stretch}.side-cta{position:sticky;top:calc(var(--header-h) + 24px);padding:1.1rem;border-radius:var(--r);background:var(--surface);border:1px solid var(--line);box-shadow:var(--sh-1)}.side-cta p{font-size:.84rem;color:var(--muted);margin:.4rem 0 .8rem;line-height:1.45}.side-cta strong{font-size:.92rem;color:var(--heading);display:block;line-height:1.3;margin-top:.7rem}.prose{font-size:1.075rem;line-height:1.78;color:var(--text)}.prose>*{max-width:68ch}.prose h2{font-size:clamp(1.65rem,3vw,2.05rem);margin:2em 0 .6em;scroll-margin-top:calc(var(--header-h) + 20px)}.prose h3{margin:1.8em 0 .5em;font-size:1.2rem}.prose p{margin:0 0 1.25em}.prose>p:first-of-type{font-size:1.2rem;line-height:1.7;color:var(--text-2)}.prose ul,.prose ol{padding-left:0;list-style:none;margin:0 0 1.4em}.prose ul li{position:relative;padding-left:1.6rem;margin-bottom:.6em}.prose ul li::before{content:"";position:absolute;left:.25rem;top:.72em;width:7px;height:7px;border-radius:50%;background:var(--em-500);box-shadow:0 0 0 3px color-mix(in srgb,var(--em-500) 20%,transparent)}.prose ol{counter-reset:li}.prose ol li{position:relative;padding-left:2.1rem;margin-bottom:.7em;counter-increment:li}.prose ol li::before{content:counter(li);position:absolute;left:0;top:.15em;width:1.5rem;height:1.5rem;border-radius:50%;background:var(--t-em-bg);color:var(--t-em-fg);font-size:.8rem;font-weight:700;display:grid;place-items:center;line-height:1}.prose strong{color:var(--heading);font-weight:650}.prose a{font-weight:500}.prose .disclaimer{font-size:.93rem}.table-wrap{overflow-x:auto;margin:1.5em 0;border:1px solid var(--line);border-radius:var(--r);background:var(--surface);max-width:68ch}.table-wrap table{border-collapse:collapse;width:100%;font-size:.93rem;line-height:1.5}.table-wrap th,.table-wrap td{padding:.75rem .9rem;text-align:left;border-bottom:1px solid var(--line-2);vertical-align:top}.table-wrap th{background:var(--surface-2);font-weight:650;color:var(--heading);font-size:.85rem}.table-wrap tr:last-child td{border-bottom:0}.cta-card{display:grid;grid-template-columns:auto 1fr auto;gap:1.1rem;align-items:center;margin:2.2em 0;padding:1.25rem 1.35rem;border-radius:var(--r-lg);background:linear-gradient(135deg,var(--deep-1),var(--deep-2));border:1px solid var(--deep-line);color:#fff;text-decoration:none;box-shadow:var(--sh-2);position:relative;overflow:hidden;max-width:68ch;transition:transform .2s var(--ease),box-shadow .2s}.cta-card::after{content:"";position:absolute;right:-40px;top:-60px;width:200px;height:200px;background:radial-gradient(circle,rgba(52,211,153,.3),transparent 65%);pointer-events:none}.cta-card:hover{color:#fff;transform:translateY(-2px);box-shadow:var(--sh-3)}.cta-card .ico{background:rgba(52,211,153,.15);color:var(--em-300);width:46px;height:46px}.cta-card .k{display:block;font-size:.72rem;font-weight:650;letter-spacing:.1em;text-transform:uppercase;color:var(--em-300);margin-bottom:.15rem}.cta-card strong{display:block;font-size:1.05rem;color:#fff;line-height:1.3}.cta-card small{display:block;color:rgba(255,255,255,.76);font-size:.85rem;line-height:1.4;margin-top:.15rem}.cta-card .btn{position:relative;z-index:1}.callout{display:flex;gap:.9rem;margin:1.8em 0;padding:1.1rem 1.25rem;border-radius:var(--r);background:var(--accent-bg);border:1px solid var(--accent-line);color:var(--text-2);font-size:.98rem;line-height:1.6;max-width:68ch}.callout .ico{width:32px;height:32px;border-radius:10px;background:var(--surface)}.callout .ico svg{width:17px;height:17px}.callout p:last-child{margin:0}.filter-bar{display:flex;flex-wrap:wrap;gap:1rem;align-items:center;justify-content:space-between;margin:0 0 1.25rem;position:sticky;top:var(--header-h);z-index:20;padding:.9rem 0;background:linear-gradient(var(--bg) 78%,transparent)}.search{position:relative;flex:1 1 280px;max-width:420px}.search svg{position:absolute;left:.9rem;top:50%;transform:translateY(-50%);width:18px;height:18px;color:var(--subtle);pointer-events:none}.search input{width:100%;font:500 1rem var(--font);min-height:48px;padding:.8rem 1rem .8rem 2.6rem;border-radius:12px;border:1px solid var(--line);background:var(--surface);color:var(--heading);box-shadow:var(--sh-1);transition:border-color .15s,box-shadow .15s}.search input::placeholder{color:var(--subtle)}.search input:focus{outline:0;border-color:var(--em-500);box-shadow:0 0 0 4px rgba(16,185,129,.18)}.chips{display:flex;flex-wrap:wrap;gap:.45rem}.chips button{font:550 .86rem/1 var(--font);min-height:40px;padding:.55rem .85rem;border-radius:999px;border:1px solid var(--line);background:var(--surface);color:var(--text-2);cursor:pointer;transition:all .15s}.chips button:hover{border-color:var(--line-strong);color:var(--heading)}.chips button[aria-pressed=true]{background:var(--btn-bg);border-color:var(--btn-bg);color:var(--btn-fg)}.chips button .c{opacity:.7;margin-left:.3rem;font-variant-numeric:tabular-nums}.empty{display:none;text-align:center;padding:3rem 1rem;color:var(--muted)}.results-count{font-size:.86rem;color:var(--subtle);margin:0 0 1.25rem}.page-body{padding:0 0 1rem}.page-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-xl);padding:2.5rem;box-shadow:var(--sh-1)}.page-card.prose>p:first-of-type{font-size:1.12rem}.page-card>h2:first-child{margin-top:0}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin:0 0 1.5rem}.feature{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:1.35rem;box-shadow:var(--sh-1)}.feature h2,.feature h3{font-family:var(--font);font-size:1rem;font-weight:650;margin:.9rem 0 .5rem;letter-spacing:-.01em}.feature ul{list-style:none;padding:0;margin:0}.feature li{position:relative;padding-left:1.4rem;font-size:.9rem;color:var(--muted);line-height:1.5;margin-bottom:.5rem}.feature li svg{position:absolute;left:0;top:.2em;width:15px;height:15px}.feature.pos li svg{color:var(--em-600)}.feature.neg li svg{color:var(--coral)}.feature p{font-size:.9rem;color:var(--muted);margin:0}.summary-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin:0 0 1.5rem}.contact-card{display:flex;align-items:center;gap:1rem;padding:1.25rem 1.4rem;border-radius:var(--r-lg);background:linear-gradient(135deg,var(--deep-1),var(--deep-2));border:1px solid var(--deep-line);color:#fff;margin:1.5rem 0;max-width:68ch;flex-wrap:wrap}.contact-card a.addr{color:#fff;font-size:1.15rem;font-weight:650;text-decoration:none;overflow-wrap:anywhere}.contact-card .ico{background:rgba(52,211,153,.15);color:var(--em-300)}.contact-card .btn{margin-left:auto}.nf{text-align:center;padding:5rem 0 3rem;position:relative;isolation:isolate}.nf .big{font-family:var(--display);font-size:clamp(6rem,20vw,11rem);line-height:.9;color:var(--heading);letter-spacing:-.03em}.nf .big em{color:var(--accent)}.nf p.lead{color:var(--muted);font-size:1.12rem;max-width:34rem;margin:1rem auto 2rem}.nf .hero-actions{justify-content:center}.site-footer{background:#07131f;color:#b9c6d2;margin-top:5rem;position:relative;overflow:hidden;isolation:isolate;border-top:1px solid var(--deep-line)}.site-footer::before{content:"";position:absolute;left:50%;top:-200px;width:900px;height:400px;transform:translateX(-50%);background:radial-gradient(closest-side,rgba(16,185,129,.14),transparent);z-index:-1}.footer-cta{display:flex;align-items:center;justify-content:space-between;gap:1.5rem 2rem;padding:3.5rem 0 3rem;border-bottom:1px solid rgba(255,255,255,.08);flex-wrap:wrap}.footer-cta h2{color:#fff;margin:0;font-size:clamp(1.9rem,3.6vw,2.6rem)}.footer-cta h2 em{color:var(--em-300)}.footer-cta p{margin:.5rem 0 0;color:#9daebe}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:2.5rem;padding:3rem 0 2.5rem}.footer-grid h3{color:#fff;font-family:var(--font);font-size:.8rem;font-weight:650;letter-spacing:.1em;text-transform:uppercase;margin:0 0 .8rem}.footer-grid a{display:flex;align-items:center;color:#b9c6d2;text-decoration:none;font-size:.92rem;min-height:36px;width:fit-content}.footer-grid a:hover{color:#fff}.footer-grid .brand{display:inline-flex;color:#fff;margin-bottom:1rem;min-height:0}.footer-brand .brand .lab{color:var(--em-400)}.footer-brand p{font-size:.9rem;line-height:1.6;color:#9daebe;max-width:22rem;margin:0}.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding:1.5rem 0 2rem;display:flex;justify-content:space-between;gap:1rem 2rem;flex-wrap:wrap;font-size:.8rem;color:#97a8b8;line-height:1.6}.footer-bottom p{margin:0;max-width:52rem}.ad-slot{display:block;width:100%;min-height:0;margin:0;clear:both}.ad-slot:empty{display:none}ins.adsbygoogle[data-ad-status=unfilled]{display:none!important}.google-auto-placed{margin:2rem auto!important;clear:both}.prose .google-auto-placed{max-width:68ch}.site-header ins.adsbygoogle,.site-header .google-auto-placed,.results-card .google-auto-placed,.mbar .google-auto-placed{display:none!important}.js .reveal{opacity:0;transform:translateY(14px);transition:opacity .7s var(--ease),transform .7s var(--ease)}.js .reveal.in{opacity:1;transform:none}.reveal-d1{transition-delay:.06s!important}.reveal-d2{transition-delay:.12s!important}@keyframes rise{0%{transform:translateY(10px)}to{transform:none}}@keyframes fadein{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}.hero .rise{animation:rise .7s var(--ease) both}.hero .hero-calc.rise{animation:fadein .8s var(--ease) .1s both}.bump{animation:bump .35s var(--ease)}@keyframes bump{50%{transform:scale(1.015)}}@media (prefers-reduced-motion:reduce){*,::before,::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}.js .reveal{opacity:1;transform:none}}@media (max-width:1180px){.article-layout{grid-template-columns:210px minmax(0,1fr);gap:2.5rem}.article-spacer{display:none}}@media (max-width:1024px){.hero-grid{grid-template-columns:1fr;gap:2.5rem}.hero{padding-top:3rem}.hero-calc{max-width:600px}.tool-grid,.guide-grid,.related-grid,.feature-grid,.summary-grid{grid-template-columns:repeat(2,1fr)}.trust-grid{grid-template-columns:repeat(2,1fr)}.trust-item:nth-child(3){border-left:0}.trust-item:nth-child(n+3){border-top:1px solid var(--line-2)}.calc-layout{grid-template-columns:1fr}.results-card{position:relative;top:0}.footer-grid{grid-template-columns:1fr 1fr 1fr}.footer-brand{grid-column:1/-1}.steps{grid-template-columns:1fr}.note-list{grid-template-columns:1fr}}@media (max-width:860px){.article-layout{grid-template-columns:minmax(0,1fr)}.toc{display:none}.toc-mobile{display:block;margin:0 0 2rem;border:1px solid var(--line);border-radius:var(--r);background:var(--surface)}.toc-mobile summary{cursor:pointer;min-height:50px;padding:0 1.1rem;font-weight:600;font-size:.92rem;color:var(--heading);list-style:none;display:flex;justify-content:space-between;align-items:center}.toc-mobile summary::-webkit-details-marker{display:none}.toc-mobile summary svg{width:16px;height:16px;transition:transform .2s}.toc-mobile[open] summary svg{transform:rotate(180deg)}.toc-mobile ol{margin:0;padding:0 1.1rem 1rem 2.2rem;font-size:.95rem}.toc-mobile li{margin-bottom:0}.toc-mobile a{display:block;padding:.4rem 0;color:var(--text-2);text-decoration:none}.calc-after{grid-template-columns:1fr}}@media (max-width:640px){body{font-size:16px}.section{padding:3.5rem 0}.hero{padding:2.25rem 0 2.5rem}.hero h1{font-size:clamp(2.6rem,12vw,3.4rem)}.hero-lead{font-size:1.06rem}.hero-actions .btn{flex:1 1 auto}.hero-calc{padding:1.2rem;border-radius:22px}.tool-grid,.guide-grid,.related-grid,.feature-grid,.summary-grid{grid-template-columns:1fr}.trust-grid{grid-template-columns:1fr}.trust-item+.trust-item{border-left:0;border-top:1px solid var(--line-2)}.fields-2{grid-template-columns:1fr}.fields-2 .field-top{flex-direction:row;align-items:center}.fields-2 .field-top .affix{width:9rem}.fields-2 .field-top .affix input{text-align:right}.panel,.results-card{padding:1.25rem;border-radius:22px}.note{grid-template-columns:1fr;padding:1.5rem;gap:1rem}.footer-grid{grid-template-columns:1fr 1fr;gap:1.5rem 1rem}.page-card{padding:1.4rem}.page-hero{padding:2.25rem 0 1.75rem}.article-hero{padding:2.25rem 0 1.25rem}.cta-card{grid-template-columns:auto 1fr}.cta-card .btn{grid-column:1/-1;width:100%}.prose{font-size:1.03rem}.prose>p:first-of-type{font-size:1.1rem}.field-top .affix{width:8.75rem}.filter-bar{position:static}.chips{flex-wrap:nowrap;overflow-x:auto;margin:0-1.125rem;padding:0 1.125rem .2rem;scrollbar-width:none;width:calc(100% + 2.25rem)}.chips::-webkit-scrollbar{display:none}.chips button{flex:none}.contact-card .btn{margin-left:0;width:100%}.rc-actions .btn{flex:1 1 40%}.section-head{align-items:flex-start;flex-direction:column}}@media (max-width:380px){.field-top .affix{width:7.75rem}.hc-tag{display:none}}@media print{.site-header,.site-footer,.ad-slot,.toc,.cta-card,.mbar,.rc-actions{display:none!important}body{background:#fff}}.calc-layout>:first-child{align-self:stretch}.hc-head h2{white-space:nowrap}@media (max-width:400px){.hc-tag{font-size:.68rem;padding-left:.5rem;padding-right:.5rem}.hc-head{gap:.4rem}}.nw{white-space:nowrap}.site-footer{content-visibility:auto;contain-intrinsic-size:auto 720px}.calc-after,.related-block{content-visibility:auto;contain-intrinsic-size:auto 900px}main>.section{content-visibility:auto;contain-intrinsic-size:auto 1000px}.guide-grid>:nth-child(n+7){content-visibility:auto;contain-intrinsic-size:auto 330px}